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14 May, 2025

Revolut vs. Wise vs. Payoneer: Best Options for Freelancers in 2025

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Freelancers often deal with clients from around the world, and choosing the right payment provider can make a significant difference in terms of ease, cost, and security. In 2025, Revolut, Wise (formerly TransferWise), and Payoneer are the top contenders. Let’s compare them based on their features, fees, and ease of use.

Revolut for Freelancers

  • Global Spending & Payments: Offers multi-currency accounts and a prepaid debit card, ideal for international payments.

  • Fees: Low fees for currency exchange, international transfers, and ATM withdrawals.

  • Best For: Freelancers who need to manage personal and business finances in one account.

Wise (TransferWise)

  • Global Transfers with Low Fees: Best for international payments at mid-market exchange rates.

  • Multi-Currency Account: Hold and manage 50+ currencies.

  • Best For: Freelancers who want a dedicated business account with transparent fees.

Payoneer

  • Global Payments & Withdrawals: Supports over 150 currencies and offers a physical card.

  • Fees: Transaction fees are slightly higher, but it's still a popular choice for freelancers working with marketplaces.

Best For: Freelancers working on platforms like Fiverr, Upwork, or Amazon.
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